Luxon Pay joins BridgerPay: more merchants can add it
Since 3 September 2026 Luxon Pay has been a payment method on BridgerPay. Merchants on the platform can switch it on without their own integration.
Luxon Pay via eWO
0.25% cashback on merchant deposits and Noir VIP from €500 a quarter instead of €30,000, with fast-track verification and no deposit.
Fact sheet
- Operator
- Luxon EU ApS, Denmark
- Card issued by
- Monavate, licensed by the Bank of Lithuania
- Levels
- Standard, Classic, Premium, Noir
- Currencies
- 38+
- Account
- with your own IBAN
- Card
- Mastercard
Direct or via eWO
- Cashback on merchant deposits
- Direct: 0%
- Via eWO: 0.25% (eWO edge)
- Volume for Noir VIP per quarterlower is better
- Direct: €30,000
- Via eWO: €500 (eWO edge)
- Currency exchange at the startlower is better
- Direct: 2%
- Via eWO: 0% (eWO edge)
- One-time bonus
- Direct: –
- Via eWO: €25 after €1,000 in merchant transfers (eWO edge)
- Verification
- Direct: standard, €10 deposit needed
- Via eWO: fast-track, no deposit (eWO edge)
- Existing account
- Direct: –
- Via eWO: link on request (eWO edge)
- Cost
- Direct: free
- Via eWO: free
VIP levels
Luxon Pay sets your level by your merchant deposits in each calendar quarter. Reach the threshold and you move up at once, keeping the level for the rest of that quarter and the whole of the next.
Through eWO, €500 a quarter is enough for Noir instead of more than €30,000.
Levels compared
| Level | Merchant deposits per quarter | Currency exchange | Physical card | Spending in another currency |
|---|---|---|---|---|
| Standard | €0 | 2% | €20 | 2% |
| Classic | €3,000–9,999 | 1% | €20 | 1.5% |
| Premium | €10,000–29,999 | 0.5% | free | 1% |
| Noir | over €30,000, through eWO from €500 | free | free | 0.5% |
Fees
Show details
Deposits by IBAN and debit card, payments to merchants and withdrawals from merchants are free. You mainly pay for currency exchange, ATM withdrawals and SWIFT withdrawals.
Other fees
| Fee | Amount |
|---|---|
| ATM withdrawal | 1% |
| Send to Luxon Pay users | free |
| SEPA withdrawal | free |
| SWIFT withdrawal | €20, free from Premium |
| Instant bank deposit | varies, free as Noir |
Currency exchange is only available for fully verified accounts.
Mastercard
You manage the Luxon Pay Mastercard in the app. The physical card costs €20 and is free from Premium. Through eWO you reach Noir quickly and pay nothing for it.
Sign-up
Sign up through our link
That's the only way your account is added to our programme.
Send us your email address
We link your account using the email address you signed up with.
Wait for confirmation
Only deposit at merchants once we've confirmed the link, so that the €500 counts towards Noir.
Verification
As an eWO customer you get fast-track verification and don't need to deposit €10 first. Currency exchange needs full verification.
App
Show details
You manage your account, card and currencies in the Luxon Pay app, including money requests to other users.
Support
Show details
Luxon Pay has a help centre with FAQs and a contact option. VIPs get a dedicated account manager. As an eWO customer, you can also turn to our team.
Pros & Cons
Pros
- As Noir: currency exchange with no fee
- One-time €25 bonus after €1,000 in merchant transfers
- €5 cashback from Luxon Pay on your first transfer of €100 or more
- Send money to other Luxon Pay users for free
- No Mastercard fee from Premium up
- 38+ currencies and your own IBAN
- Free SEPA withdrawals
Cons
- ATM withdrawals cost 1% at every level
- Your level depends on quarterly volume
Frequently asked questions
Does signing up through eWO cost anything?
No. Luxon Pay pays us, so everything stays free for you.
How quickly do I reach Noir?
Through eWO after €500 in merchant deposits in a quarter. Directly you need more than €30,000.
Is there an extra bonus?
Yes. A one-time €25 from us once you have made €1,000 in merchant transfers. On top, Luxon Pay pays €5 cashback on your first transfer of €100 or more.
How long do I keep my level?
For the rest of the quarter in which you reach it and the whole of the following quarter.
Can I join with an existing account?
Often, yes. Send us the email address of your account and we'll request the link.
How much do ATM withdrawals cost?
1% of the amount, at every level.
News on Luxon Pay
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More deals
eWallets
-
+0.5%bonus Bonus on every merchant deposit, Silver VIP from €5,000 instead of €15,000, plus the extra Bronze Pro tier. -
+1.2%cashback Up to 1.2% monthly cashback and top limits from day one. -
+0.5%cashback 0.5% cashback on merchant transfers, Gold VIP from day one instead of after €25,000, and fast-track verification with no deposit.
